Highlighted Industries
These are the industries that RT is super excited to help you write!
-
Transportation/Trucking
-
Bars/Taverns/Night Clubs
-
High-Hazard Construction and Manufacturing
-
Hospitality
-
Real Estate
-
Habitational
E&S Personal Lines Available
Including the following lines:
-
Coastal Homeowners
-
Large or hard-to-place Dwelling Fire Schedules
-
Unique Home Construction
-
Personal Aviation
-
Standalone Umbrella

Accessibility

Map Key:
Brokerage Only
Subcode Only*
*many times this indicates a residency writing restriction, as Indium is licensed in all 50 states
Brokerage & Subcode
Brokerage & Subcode*
*These states are open, but have specific products that are closed.
Brokerage
BOR Guidelines
Submissions: Standard Acord or Insured Letterhead
Service & Renewal: Varies by business segment, product, and carrier.
Submissions
Indium Brokerage: Not available
RT Connector: Typically small business. Digital portal available through RT to quote and bind small business E&S insurance.
QuickHome/Simple Rates/Carl/RT Buffalo Online Rater: Personal Lines E&S. Digital portal available through RT to quote and bind personal lines E&S insurance through 4 different rating platforms, based on state. Learn more here.
RT's Brokerage: Typically larger, more complex, or high-hazard risks. These require you to work with RT's internal team. A full submission, including currently valued loss runs and completed Acord forms or detailed SOVs/Exposure workbook are needed.
Subcodes
Indium Subcode Requirements
Premier Members: Must have a $200,000 Indium premium footprint (write $200,000 in premium with Indium brokerage team and/or through carrier subcodes).
Concierge Members: See carrier subcode requirements only.
Carrier Subcode Requirements
Agents can get access without production requirements.
Additional Information
Additional Programs: Many programs available via the individual carriers RT partners with.
A.M. Best Rating: A-
Agent Portal: Connector & QuickHome/Simple Rates/Carl/RT Buffalo Online Rater
Rater(s): RT has multiple internal raters:
Small business: RT Connector
Personal Line: QuickHome/Simple Rates/Carl/RT Buffalo Online Rater
