Liberty Mutual provides an extensive and customizable suite of commercial insurance solutions, including property, general liability, commercial auto, workers’ compensation, umbrella, and specialty coverages, complemented by industry-specific programs and proactive risk control services tailored to meet the complex needs of businesses across a wide spectrum of industries and sizes.
Highlighted Class Codes
These are class codes that this carrier is super excited to write!
Contractors/Construction
Inland Marine, including Residential and Commercial Builders Risk
Manufacturing
Retail
LRO
Habitational
Accessibility
Map Key:
Brokerage Only
Subcode Only* *many times this indicates a residency writing restriction, as Indium is licensed in all 50 states
Brokerage & Subcode
Brokerage & Subcode* *These states are open, but have specific products that are closed.
Brokerage
BOR Guidelines
Submissions: Standard Acord 36 or Insured Letterhead
Service & Renewal: BOR at Renewal, AOS until Renewal
Submissions
Brokerage: A full submission, including currently valued loss runs and completed Acord forms or detailed SOVs/Exposure workbook are needed.
Digital Brokerage: Available- Learn more by Clicking Here.
Subcodes
Indium Subcode Requirements
Premier Members: Must have a $200,000 Indium premium footprint (write $200,000 in premium with Indium brokerage team and/or through carrier subcodes).
Concierge Members: See carrier subcode requirements only.
Carrier Subcode Requirements
$75k brokerage premium required for a subcode application.
Digital Brokerage: Available- Learn more by Clicking Here.
Sports and Fitness Auto Salvage & Dismantlers Fire suppression and sprinkler contractors Insurance agents' E&O Nonprofits Physicians & Surgeons Professional (PL Only) Post-surgical for bariatric and plastic surgeries Roofing Contractors Scrap Metal Dealers Self-storage
