Hiscox’s U.S. small business insurance focuses on tailored commercial coverage for entrepreneurs and owners of smaller firms — offering core protections like general liability, professional liability (errors & omissions), business owner’s policies that can be quoted quickly and efficiently through their small business portal.
Highlighted Class Codes
These are class codes that this carrier is super excited to write!
Restaurants, Mobile Food Truck and Cart Operators
Pet Care Services- Veterinary, Supplies, Grooming, Sitting, Training, & Boarding
Allied Health Professionals
Marketing/PR Businesses
Financial Services
Technology
Accessibility
Map Key:
Brokerage Only
Subcode Only* *many times this indicates a residency writing restriction, as Indium is licensed in all 50 states
Brokerage & Subcode
Brokerage & Subcode* *These states are open, but have specific products that are closed.
Brokerage
BOR Guidelines
Submissions: Standard Acord or Insured Letterhead
Service & Renewal: BOR at Renewal
Submissions
Brokerage: A full submission, including currently valued loss runs and completed Acord forms or detailed SOVs/Exposure workbook are needed.
Digital Brokerage: NA
Subcodes
Indium Subcode Requirements
Premier Members: Must have a $200,000 Indium premium footprint (write $200,000 in premium with Indium brokerage team and/or through carrier subcodes).
Concierge Members: See carrier subcode requirements only.
Carrier Subcode Requirements
Premier and Concierge agency principals, or staff approved by those principals to do so, can sign up for a Hiscox appointment via THIS LINK. Access is granted almost immediately, and you can begin quoting/binding the same day.
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