Coterie Insurance offers fast, digital commercial coverage for small businesses, including BOP, general liability, professional liability, and robust optional add-ons, all accessible through a streamlined quoting and binding platform.
Highlighted Class Codes
These are class codes that this carrier is super excited to write!
Personal Services- Beauty, Hair & Nails, Dry cleaning, Interior Design
Educational support services, Fine arts, technical, and trade schools
Consulting Services, Insurance Agencies, CPAs
Retail and Restaurants
Civic and Social Organizations
Accessibility
Map Key:
Brokerage Only
Subcode Only* *many times this indicates a residency writing restriction, as Indium is licensed in all 50 states
Brokerage & Subcode
Brokerage & Subcode* *These states are open, but have specific products that are closed.
Brokerage
BOR Guidelines
Submissions: Standard Acord 36 or Insured Letterhead
Service & Renewal: BOR at Renewal
Submissions
Brokerage: A full submission, including currently valued loss runs and completed Acord forms or detailed SOVs/Exposure workbook are needed.
Digital Brokerage: NA
Subcodes
Indium Subcode Requirements
Premier Members: Must have a $200,000 Indium premium footprint (write $200,000 in premium with Indium brokerage team and/or through carrier subcodes).
Concierge Members: See carrier subcode requirements only.
Carrier Subcode Requirements
Flexible premium minimums for subcode application.
