Openly offers premium homeowners insurance policies, exclusively through independent agents, in approximately 24 U.S. states, with broad, high-limit coverage, including guaranteed replacement cost up to ~$5 million, broad liability, and rental-property endorsements.
Lines of Business
Openly's product offering includes
Homeowners
Secondary/Seasonal Homeowners
Long Term Rental (HO3)
Accessibility
Map Key:
Brokerage Only
Subcode Only* *many times this indicates a residency writing restriction, as Indium is licensed in all 50 states
Brokerage & Subcode
Brokerage & Subcode* *These states are open, but have specific products that are closed.
Brokerage
BOR Guidelines
Submissions: Standard Acord 36
Service & Renewal: BOR at Renewal
Submissions
Brokerage: Available
Digital Submissions: NA
Subcodes
Indium Subcode Requirements
Premier Members: Must have a $200,000 Indium premium footprint (write $200,000 in premium with Indium brokerage team and/or through carrier subcodes).
Concierge Members: See carrier subcode requirements only.
Carrier Subcode Requirements
Flexible premium minimums for subcode application; typically looking for proof of placement of 2-4 policies per month.
.png?width=2000&height=1400&name=Openly%20Map%20(3).png "Openly Map (3)")
