Homeowners of America (HOA) and Porch Insurance Reciprocal Exchange (Porch) provide standard and enhanced homeowners insurance products offered through independent agents. Their product offerings include the core dwelling, liability, and personal property coverage agents are acquainted with, plus value-added protections and home services through Porch.
Lines of Business
HOA and Porch offering the follwing personal lines products;
Homeowners
Dwelling Fire (AZ & TX as of 01/26)
Accessibility
Map Key:
Brokerage Only
Subcode Only* *many times this indicates a residency writing restriction, as Indium is licensed in all 50 states
Brokerage & Subcode
Brokerage & Subcode* *These states are open, but have specific products that are closed.
Brokerage
BOR Guidelines
Submissions: Standard Acord 36
Service & Renewal: BOR at Renewal
Submissions
Brokerage: Available
Digital Submissions: NA
Subcodes
Indium Subcode Requirements
Premier Members: Must have a $200,000 Indium premium footprint (write $200,000 in premium with Indium brokerage team and/or through carrier subcodes).
Concierge Members: See carrier subcode requirements only.
Carrier Subcode Requirements
Flexible premium minimums for subcode application.
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