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American Modern specializes in specialty personal lines insurance, offering coverage for dwelling fire/landlord properties, manufactured homes, vacant properties, seasonal homes, collector vehicles, and other niche property risks across most U.S. states.
MARKETS
ACCESS & APPOINTMENTS
*Additional appetite information may be found in the Digital Brokerage, Middle Market, Recent Updates, and across our site.

MAP KEY
Brokerage Only
Subcodes Only
Brokerage & Subcode
Extensive Product Restrictions
BROKERAGE
AOR/BOR Guidelines
Submissions: Standard Acord 36
Service & Renewal: BOR at Renewal, AOS until Renewal- Newly signed app required, so you need to requote in their system, then send in a newly signed app and signed BOR 90 days in advance to complete (can accept up to 60 days in advance in most states)
New Opportunities
Brokerage: NA
Digital Submission: NA
SUBCODES
Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum
Carrier Minimum Eligibility
Premium: No premium requirements for subcode application
Account Diversity: NA
RECENT UPDATES & INFO
ADDITIONAL INFORMATION
A.M. Best Rating - A+
Agent Portal - Login Here
Personal Raters:
NA
Commercial Raters:
NA