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Vault-1

 Vault is a specialty insurer focused on high-net-worth individuals, offering customizable personal lines coverage such as homeowners, auto, valuables, and excess liability. The company differentiates itself through concierge-level service, risk management support, and tailored underwriting for complex, high-value assets. 


MARKET


ACCESS & APPOINTMENTS

Personal Lines_ HNW Home
High-Net-Worth Homeowners
Personal Lines_ HNW Auto
High-Net-Worth Personal Auto
Personal Lines_ Umbrella
Umbrella/Excess
Personal Lines_ HNW Valuable Articles
Valuable Articles
Personal Lines_ Dwelling Fire
Dwelling Fire

Personal Lines

*Commercial Appetite Guides are linked in the Commercial section above. Additional appetite information may be found in the Digital Brokerage, Middle Market, Recent Updates, and across our site.

Vault-1

MAP KEY

2-2 Brokerage Only
3-2 Subcodes Only
4-1 Brokerage & Subcode
1-1 Extensive Product Restrictions 

BROKERAGE

AOR/BOR Guidelines
Submissions: Standard Acord 36
Service & Renewal: AOR/BOR at Renewal

New Opportunities
Brokerage: Available
Digital Submission: NA 

SUBCODES

Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum

Carrier Minimum Eligibility
Premium: Agency production is tracking to hit $500k* in 1st year production for subcode consideration
Account Diversity: NA


RECENT UPDATES & INFO

Personal Lines Expansion

Expanded Side-by-Side Rating Options Agencies that use EZLynx, PLRater, or Quotamation will be able...

ADDITIONAL INFORMATION

 Resources & Supplementals

A.M. Best Rating - A-

Agent Portal - Login Here

Personal Raters:
NA

Commercial Raters:
NA

 Insured Links

Billing Details - here

Claim Submissions - here

Client Portal/Apps:
Google - NA
Apple - NA
Web - here

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6620 Mooney Street, Suite 360
Dublin, Ohio 43017