Appetite Bulletin 12.18.23

Philadelphia: Non-Profit Human and Social Service Organizations

Elevate your clients coverage with PHLY’s comprehensive packages that include abuse and professional protection, alongside the option for standalone D&O/EPLI overage, ensuring robust protection tailored to the unique needs of public organizations.

Key Highlights:

Bind Ratio: 50% quoted/bound
Commission: 15%
Exclusions: none outside of industry standard

Attune: Expanded BOP Product

Catering to a wider range of businesses and industries, Attune is expanding their existing BOP to provide comprehensive insurance solutions to small and medium-sized businesses.

Bind Ratio: 30%
Commission: 15% New, 12.5% Renewal
Out of Appetite: Businesses in California (CA), Florida (FL), Louisiana (LA), Texas (TX), New York (NY), and New Jersey (NJ).
New Class Codes:
- Art Galleries (Not-for-Profit & Other Than Not-for-Profit 84112, 84113)
- Convenience Food Stores With Limited Cooking Restaurant – No Gasoline Sales (09331)
- Professional Instruction (No educational facilities/institutions 69987, 69986)

Brokerage Recent Wins

Here are some examples of recent bound business through our Commercial Lines Brokerage Team:

Electric Lighting Equipment Manufacturing (Package, Business Auto, Inland Marine, Umbrella) – Liberty Mutual
Management Consulting Services (Cyber) – Chubb
Concrete Manufacturing (Business Auto) – Grange