Expanded Side-by-Side Rating Options Agencies that use EZLynx, PLRater, or Quotamation will be able...
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Homeowners of America (HOA) and Porch Insurance Reciprocal Exchange (Porch) provide standard and enhanced homeowners insurance products offered through independent agents. Their product offerings include the core dwelling, liability, and personal property coverage that agents are acquainted with, plus value-added protections and home services through Porch.
ACCESS & APPOINTMENTS

BROKERAGE
AOR/BOR Guidelines
Submissions: Standard Acord 36
Service & Renewal: AOR/BOR at Renewal
New Opportunities
Brokerage: Available
Digital Submission: NA
SUBCODES
Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum
Carrier Minimum Eligibility
Premium: Flexible premium minimums for subcode application
Account Diversity: NA

BROKERAGE
AOR/BOR Guidelines
Submissions: Standard Acord 36
Service & Renewal: AOR/BOR at Renewal
New Opportunities
Brokerage: Available
Digital Submission: NA
SUBCODES
Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum
Carrier Minimum Eligibility
Premium: Flexible premium minimums for subcode application
Account Diversity: NA
MAP KEY
Brokerage Only
Subcodes Only
Brokerage & Subcode
Extensive Product Restrictions
HIGHLIGHTED MARKETS
*Commercial Appetite Guides are linked in the Commercial section above. Additional appetite information may be found in the Digital Brokerage, Middle Market, Recent Updates, and across our site.
RECENT UPDATES & INFO
ADDITIONAL INFORMATION
A.M. Best Rating - NA (Demotech Rated A)
Agent Portal - HOA / Porch
Personal Raters:
EZLynx Rater, PLRater
Commercial Raters:
NA
