What is the Digital Brokerage? With the Digital Brokerage, you can submit commercial accounts under...
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Openly offers premium homeowners insurance policies, exclusively through independent agents, in approximately 24 U.S. states, with broad, high-limit coverage, including guaranteed replacement cost up to ~$5 million, broad liability, and rental-property endorsements.
MARKET
ACCESS & APPOINTMENTS
*Commercial Appetite Guides are linked in the Commercial section above. Additional appetite information may be found in the Digital Brokerage, Middle Market, Recent Updates, and across our site.

MAP KEY
Brokerage Only
Subcodes Only
Brokerage & Subcode
Extensive Product Restrictions
BROKERAGE
AOR/BOR Guidelines
Submissions: Standard Acord 36
Service & Renewal: AOR/BOR at Renewal
New Opportunities
Brokerage: Available
Digital Submission: NA
SUBCODES
Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum
Carrier Minimum Eligibility
Premium: Flexible premium minimums for subcode application; typically looking for proof of placement of 2-4 policies per month
Account Diversity: NA
RECENT UPDATES & INFO
Expanded Side-by-Side Rating Options Agencies that use EZLynx, PLRater, or Quotamation will be able...
ADDITIONAL INFORMATION
A.M. Best Rating - A-
Agent Portal - Login Here
Personal Raters:
EZLynx Rater, PLRater, Quotamation
Commercial Raters:
Bold Penguin, Semsee, Tarmika
