What is the Digital Brokerage? With the Digital Brokerage, you can submit commercial accounts under...
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Merchants Insurance Group is a regional P&C carrier offering core commercial lines coverage—property, general liability, BOP, commercial auto, workers’ comp, and umbrella—for small to mid-sized businesses, primarily in the Northeast.
ACCESS & APPOINTMENTS

BROKERAGE
AOR/BOR Guidelines
Submissions: Standard Acord 36 or Insured Letterhead
Service & Renewal: BOR at Renewal only, must be received by Merchants >10 business days in advance.
New Opportunities
Brokerage: A full submission, including currently valued loss runs and completed Acord forms or a detailed SOVs/Exposure workbook, is needed.
Digital Submission: Available- Learn more by Clicking Here
SUBCODES
Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum
Carrier Minimum Eligibility
Premium: $25k in brokerage placement for subcode consideration
Account Diversity: At least 2-3 accounts

BROKERAGE
AOR/BOR Guidelines
Submissions: Standard Acord 36 or Insured Letterhead
Service & Renewal: BOR at Renewal only, must be received by Merchants >10 business days in advance.
New Opportunities
Brokerage: A full submission, including currently valued loss runs and completed Acord forms or a detailed SOVs/Exposure workbook, is needed.
Digital Submission: Available- Learn more by Clicking Here
SUBCODES
Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum
Carrier Minimum Eligibility
Premium: $25k in brokerage placement for subcode consideration
Account Diversity: At least 2-3 accounts

BROKERAGE
AOR/BOR Guidelines
Submissions: Standard Acord 36 or Insured Letterhead
Service & Renewal: BOR at Renewal only, must be received by Merchants >10 business days in advance.
New Opportunities
Brokerage: A full submission, including currently valued loss runs and completed Acord forms or a detailed SOVs/Exposure workbook, is needed.
Digital Submission: Available- Learn more by Clicking Here
SUBCODES
Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum
Carrier Minimum Eligibility
Premium: $25k in brokerage placement for subcode consideration
Account Diversity: At least 2-3 accounts
MAP KEY
Brokerage Only
Subcodes Only
Brokerage & Subcode
Extensive Product Restrictions
HIGHLIGHTED MARKETS
*Commercial Appetite Guides are linked in the Commercial section above. Additional appetite information may be found in the Digital Brokerage, Middle Market, Recent Updates, and across our site.
RECENT UPDATES & INFO
Learn more about the Digital Brokerage Here More opportunities: Submit commercial accounts under...
ADDITIONAL INFORMATION
A.M. Best Rating - A-
Agent Portal - Login Here
Personal Raters:
NA
Commercial Raters:
Tarmika, Vertafore
