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Merchants-1

 Merchants Insurance Group is a regional P&C carrier offering core commercial lines coverage—property, general liability, BOP, commercial auto, workers’ comp, and umbrella—for small to mid-sized businesses, primarily in the Northeast. 


ACCESS & APPOINTMENTS

Merchants-1

 

BROKERAGE

AOR/BOR Guidelines
Submissions: Standard Acord 36 or Insured Letterhead
Service & Renewal: BOR at Renewal only, must be received by Merchants >10 business days in advance.

New Opportunities
Brokerage: A full submission, including currently valued loss runs and completed Acord forms or a detailed SOVs/Exposure workbook, is needed.
Digital Submission: Available- Learn more by Clicking Here

SUBCODES

Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum

Carrier Minimum Eligibility
Premium: $25k in brokerage placement for subcode consideration
Account Diversity: At least 2-3 accounts

MAP KEY

2-2 Brokerage Only
3-2 Subcodes Only
4-1 Brokerage & Subcode
1-1 Extensive Product Restrictions
 

HIGHLIGHTED MARKETS

238130 Framing Contractors
236118 Residential Remodelers
459310 Florists
561730_ Landscaping Services
561730 Landscaping Services
722513_ Limited-Service Restaurants
722513 Limited-Service Restaurants
811412_ Appliance Repair and Maintenance
811412 Appliance Repair and Maintenance
812210_ Funeral Homes and Funeral Services
812210 Funeral Homes and Funeral Services
812910_ Pet Care (except Veterinary) Services
812910 Pet Care (except Veterinary) Services
449110_ Furniture Retailers
449110 Furniture Retailers
238990 All Other Specialty Trade Contractors
238220_ Plumbingˌ Heatingˌ and Air-Conditioning Contractors
238220 Plumbingˌ Heatingˌ and Air-Conditioning Contractors
531120_ Lessors of Nonresidential Buildings (except Miniwarehouses)
531120 Lessors of Nonresidential Buildings (except Miniwarehouses)
323111_ Commercial Printing (except Screen and Books)
323111 Commercial Printing (except Screen and Books)
238910 Site Preparation Contractors
238910 Site Preparation Contractors

*Commercial Appetite Guides are linked in the Commercial section above. Additional appetite information may be found in the Digital Brokerage, Middle Market, Recent Updates, and across our site.


RECENT UPDATES & INFO

What is the Digital Brokerage? With the Digital Brokerage, you can submit commercial accounts under...

ADDITIONAL INFORMATION

A.M. Best Rating - A-

Agent Portal - Login Here

Personal Raters:
NA

Commercial Raters:
Tarmika, Vertafore

Billing Details - here

Claim Submissions - here

Client Portal/Apps:
Google - NA
Apple - NA
Web - here

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6620 Mooney Street, Suite 360
Dublin, Ohio 43017