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Hanover-3

 The Hanover Insurance Group is a national insurance provider with a wide range of personal and commercial insurance products, from standard home and auto, collector car, and motorcycle insurance to property, general liability, commercial auto, workers’ compensation, management liability, professional liability, and industry-specific coverages tailored to small, mid-sized, large, and specialty businesses. 


ACCESS & APPOINTMENTS

Hanover-3

 

BROKERAGE

AOR/BOR Guidelines
Submissions: Standard Acord 36 or Insured Letterhead
Service & Renewal: BOR permitted midterm and at renewal

New Opportunities
Brokerage: A full submission, including currently valued loss runs and completed Acord forms or detailed SOVs/Exposure workbook are needed.
Digital Submission:  Available- Learn more by Clicking Here.  

SUBCODES

Indium Eligibility
Premier: Must have $200K of total premium across all of Indium & Carrier Minimum
Concierge: Carrier Minimum

Carrier Minimum Eligibility
Premium: Place 2-3 policies in the brokerage for subcode consideration

Account Diversity: At least 2 industries

MAP KEY

2-2 Brokerage Only
3-2 Subcodes Only
4-1 Brokerage & Subcode
1-1 Extensive Product Restrictions
 

HIGHLIGHTED MARKETS

541110_ Offices of Lawyers
541110 Offices of Lawyers
541511_ Custom Computer Programming Services
541511 Custom Computer Programming Services
812111_ Barber Shops
812111 Barber Shops
541611_ Administrative Management and General Management Consulting Services
541611 Administrative Management and General Management Consulting Services
621111_ Offices of Physicians (except Mental Health Specialists)
621111 Offices of Physicians (except Mental Health Specialists)
722515_ Snack and Nonalcoholic Beverage Bars
722515 Snack and Nonalcoholic Beverage Bars
531210_ Offices of Real Estate Agents and Brokers
531210 Offices of Real Estate Agents and Brokers
561720_ Janitorial Services
561720 Janitorial Services
812112_ Beauty Salons
812112 Beauty Salons
458110_ Clothing and Clothing Accessories Retailers
458110 Clothing and Clothing Accessories Retailers
541310_ Architectural Services
541310 Architectural Services
Personal Lines_ Home
Homeowners
Personal Lines_ Auto
Personal Auto
Personal Lines_ Condo
Condo
Personal Lines_ Renters
Renters
Personal Lines_ Umbrella
Umbrella/Excess
Personal Lines_ Motorcycle
Motorcycle
Personal Lines_ ATV
Off-Road Vehicles
Personal Lines_ Boat
Watercraft
Personal Lines_ HNW Valuable Articles
Valuable Articles
Personal Lines_ Classic Car
Collector Vehicle

*Commercial Appetite Guides are linked in the Commercial section above. Additional appetite information may be found in the Digital Brokerage, Middle Market, Recent Updates, and across our site.


RECENT UPDATES & INFO

What is the Digital Brokerage? With the Digital Brokerage, you can submit commercial accounts under...

ADDITIONAL INFORMATION

A.M. Best Rating - A

Agent Portal - Login Here

Personal Raters:
EZLynx, PLRater, Quotamation

Commercial Raters:
Semsee, Tarmika

 Insured Links

Billing Details - here

Claim Submissions - here

Client Portal/Apps:
Google - here
Apple - here
Web - here